affording adoptionAdoption Funding Grants and Loans

The Federal Adoption Tax Credit- www.irs.gov/taxtopics/tc607.html ; www.nacac.org/taxcredit/taxcredit20122013.html

CADE Foundationwww.cadefoundation.org  The Tinina Q. Cade Foundations Family Building Grant is an annual award that provides up to $10,000 to needy, infertile couples for Domestic Adoption and IVF.

National Adoption Foundationwww.fundyouradoption.org The NAF’s grant, awarded quarterly, can range from $500 to $2000 depending on the needs of the family and the circumstances surrounding the adoption. NAF also offers unsecured loans of up to $35,000 for people with a credit score of 640 or higher at an interest rate of 6.73% APR.

Gift of Adoptionwww.giftofadoption.org – Grants range from $1,000- $7,500. Applicants must have a complete home study in order to qualify. Both domestic and international adoptions require a home study.

Americas Christian Credit Unionwww.americaschristiancu.com – Loans offered up to $50,000 with a 8.65% APR for up to 84 months, which can be used for domestic and international adoptions. They also offer an adoption grant.

God’s Grace Adoption Ministrywww.ggam.org – Matches funding that you raise through family and friends up to $2,500. Must be Christian, married, and make less than $60k.

Help Us Adoptwww.helpusadopt.org – Offers grants of $500-$15,000 depending on individual situations for domestic and international adoption. Families must have a completed home study to qualify.

Never Alone Foundationwww.laurelsmessage.org – Several grant programs for families adopting special needs children internationally. $5,000- $25,000 grants available.

Resources for Adoptionwww.resources4adoption.com – Buy a list of grants and loans available for adoptive families as well as a “budgeting toolkit”. The cost for this services is $29.29 for 3 months or $95.50 for a year.

A Child Waits Foundation- www.achildwaits.orgProvides grants and low interest adoption loans specifically for international adoptions.

Show Hopewww.showhope.org – Grants to be used towards adoption. Families must have a completed home study in order to apply.

ABBA Fundwww.abbafund.org – Interest free loans for Christian couples.

Katelyn’s Fund Orphan Ministry- www.katelynsfund.orgAn adoption advocacy organization that provides a limited number of grants.

Lifesong- www.lifesongfororphans.org – Offers grants and loans to Christian adopting families. They will also work with your church in providing grants and loans through donations.

Lydia Fundwww.lydiafund.org – Financial assistance to Christian, married couples who are adopting internationally.

Employee Provided Adoption Benefits

https://www.childwelfare.gov/pubs/f_benefi.cfm

https://www.davethomasfoundation.org/what-we-do/adoption-friendly-workplace/