What are planned gifts?

A Planned Gift is a donation to a charitable organization that requires thought and consideration. It is not a gift that one can generally make by reaching for their daily checkbook. A Planned Gift typically involves a discussion with a financial advisor, CPA, attorney, etc.

Planned Giving Options

Gifts that Create a Legacy

Bequests– Leave a specific amount or percentage of your estate to LFSRM in you Will:

  • You want to support Lutheran Family Services Rocky Mountains after your lifetime.
  • You want to make a gift while ensuring your family is taken care of first.
  • You would like an easy to establish gift that can be amended at any time.
  • You can receive estate tax relief.

Beneficiary– Designate LFSRM as your beneficiary on a number of insurance or retirement policies:

  • You want to support Lutheran Family Services Rocky Mountains after your lifetime.
  • You can use IRA and Retirement, Life Insurance Policies, or Insurance Annuity Beneficiaries.
  • You want an easy process which can be amended.
  • You can receive significant tax relief.

Gifts that Pay You Income

Charitable Gift Annuities– Make a gift to LFSRM and receive steady payments back to you in return:

  • You want to support Lutheran Family Services Rocky Mountains over the long term.
  • You will receive stable payments, unaffected by changes in the economy.
  • You are able to part with cash, stocks or other assets today while maintaining and possibly increasing income received from these assets.
  • You are nearing retirement and would like to arrange for an extra steady stream of payments to supplement other retirement income, either now or later.
  • You would like to receive income tax relief this year.

Charitable Remainder Trusts– Make a gift to LFSRM that provides you income in return:

  • You want to support Lutheran Family Services Rocky Mountains over the long run.
  • You would like more future income and a fixed rate which you can count on.
  • You own low-yield assets that are worth more now than when you purchased them.
  • You want a higher current income without incurring up-front long-term capital gains taxes.

Gifts You Make Today

Property:

  • You can give your home, but live in it for the rest of your life!
  • You can give real estate, vehicles, art, or other gifts.
  • You can give stocks and other investments.

Resources

Bequest Intention      Codicil to the Will

For questions or more information, please contact:

Tim Zeckser
800.579.9496 or 303.217.5838
tim.zeckser@lfsrm.org
– or your Financial Advisor